Stone | Dean’s Insurance Law Practice Group delivers comprehensive legal services to insurance professionals across the industry. We represent retail producers, wholesale surplus lines brokers, general agents, syndicates, and carriers in a wide range of transactional, regulatory, and litigation matters. With decades of experience and deep industry insight, we are trusted partners in resolving disputes, ensuring compliance, and protecting your business.
Insurance Coverage & Litigation
In addition to representing elders and their families, we also serve care providers and care facilities. These professionals operate in a challenging, highly regulated environment. From licensing and compliance to corporate structure and liability coverage, our attorneys help providers navigate the legal complexities so they can focus on compassionate care.
We offer proactive legal counsel designed to reduce risk, ensure compliance, and promote ethical, effective caregiving.
Elder Law Services
Our team handles complex insurance disputes and declaratory relief actions involving coverage obligations, bad faith allegations, and other high-stakes issues. We provide both first-party and third-party coverage analysis across all major policy lines, including:
- Commercial General Liability (CGL)
- Commercial Property (CP)
- Employment Practices Liability Insurance (EPLI)
- Garage Keepers Legal Liability (GKLL)
- Errors & Omissions (E&O)
- Transportation Policies
- Homeowners (HO)
- Directors & Officers (D&O)
- Employee Benefits
We also litigate matters involving:
- Declaratory Relief Actions
- Bad Faith Claims
- Interpleader Actions
- Contribution & Indemnity Disputes
- Primary vs. Excess Coverage
- Policy Rescission & Reformation
Errors & Omissions (E&O) Defense
We defend insurance professionals against a wide range of E&O claims, including:
- Defective or delayed quotes, binders, and endorsements
- Inaccurate or incomplete applications
- Failure to obtain adequate coverage or limits
- Disputes over binding authority
Unfair Competition & Industry Disputes
We represent agencies, brokerages, and producers in disputes involving:
- Trade secret misappropriation
- Breach of non-competition or non-solicitation agreements
- Unfair business practices and competitive conduct
Mergers & Book of Business Acquisitions
We advise clients on the legal aspects of mergers and acquisitions, including:
- Buy-Sell Agreements
- Book of Business Transfers
- Producer and Agency Succession Planning
Risk Management & Regulatory Compliance
Stone | Dean offers proactive legal counsel to help insurance professionals manage risk and maintain compliance in a highly regulated environment. Services include:
- Continuing Education (CDI-Approved CE Courses)
- Fraud Prevention (FCPA) & SIU Certification
- Sexual Harassment Avoidance Training
- Trade Secret Protection Protocols
- Employment Agreements & Employee Manuals
- Producer, Agency & Commission Agreements
- Regulatory Audits & Compliance Counseling
